Planning for the protection and management of your assets and affairs in the event of your disability or incapacity and the passing of your assets upon your death are prudent, reasonable and necessary steps that every individual should consider.

Age, family circumstances, individual’s desires, government taxes and benefit programs, and the nature and value of assets are just some of the factors that need to be considered in the planning process.

For example, a younger individual may be more concerned about provisions for the raising and support of minor children while an older person might be more concerned about provisions for illness or incapacity or care for an adult child with special needs.